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Sep 27, 2018 Remember that you will likely face a high interest rate and cash advance fees. Cash Advance by Transferring Funds to a Checking or Savings Account. You can also get cash from a credit card by visiting your local branch in person or going online and transferring funds from your credit card to another account, like a checking or savings account.
Know your available credit for cash advances limit. Look at your most recent credit card statement and find Available Credit for Cash Advances. Keep in mind, sometimes ATMs have additional limits. To get a cash advance at an ATM with your Personal Identification Number (PIN) Follow the cash advance instructions displayed on the ATM.

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Gandler

What's up with casino ATMs? Casinos have the most obnoxiously overpriced surcharge fees.
To clarify, I am speaking of AC since that is the only place I frequent. But every Casino has ridiculous surcharges. The lowest I have seen is 5.99, and most are much higher, many 8 or 9 or close to 10. And they also put limits like a max of 500 per withdraw so if you need more you have to pay the surcharge multiple times. One of the worst ones I have seen was the 5.99 one, because it was a 100 max per withdraw. It seems like a total ripoff.
Out of all the businesses that would want you to easily withdraw money without thinking too much about it, I would think casinos would, because if you are withdrawing money most of it will probably end up with the casino eventually. So I don't understand why their ATMS are so expensive?

Firstly I assume that you have your card. In the UK, there are some ATM machines (which I believe are unsafe) that have a contactless facility, which allow you to draw (in the UK) up to £30 without a PIN. However, the safest way is to telephone yo.

Which I guess is my question; Is there some sort of state law (seems like something NJ would do), where ATMS within casinos have to have withdraw limits and a minimum surcharge fee, probably with the theory that it would dissuade problem gamblers from withdrawing too much?

'Whatever is my right as a man is also the right of another; and it becomes my duty to guarantee as well as to possess.” -Thomas Paine

Wizard
Administrator

The fee at the Casino Royale is only $1. Otherwise, it tends to range from $3 to $6 here in Vegas.

It's not whether you win or lose; it's whether or not you had a good bet.

TerribleTom

That $1 @ Casino Royale is a good thing to know. I usually bring all of my gambling money with me in cash (typically under $1K) but if I need cash in LV I know where to go. They've got low limit table games there, too.
A 6% ATM surcharge is ridiculous. $5.99 fee with $100 max withdrawal? No way.
Can you go to the cage and get a cash withdrawal from a CC for a more reasonable fee? Assuming you have the cash in your account you could make a CC payment online right away to avoid any interest (IIRC, cash withdrawal from CC has no grace period and interest starts to accrue immediately.)

Gandler

I have never tried that, but I imagine you can, thanks, thats probably a decent idea if I need a withdrawal while there.
That also made me think of online gambling. Now I just realized I can deposit anything on my online casino account of the respective casino and just withdraw cage (most of the online casinos work on smartphones or have apps so you can just deposit whatever you need onto your online gambling account while there). I feel stupid that this just now occurred to me? Doesn't this make way more sense than credit or ATMS since no fees or interest?

'Whatever is my right as a man is also the right of another; and it becomes my duty to guarantee as well as to possess.” -Thomas Paine

GWAE

make sure there is no waiting period for withdrawl

Expect the worst and you will never be disappointed. I AM NOT PART OF GWAE RADIO SHOW

RaleighCraps

This is basically the rule of a captive and hooked audience. Much like the druggie needs their fix, so does the gambler need their cash. And the casinos know this all too well.
For every one person who walks away from the high fee, there are 10 more that are willing to pay it, even at $100 max withdrawls.

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I have always wondered if the casino owns the ATM's, or if the ATMs are owned by independent companies who in turn pay the casino a floor space fee. Either way, I am sure the casino is profiting from the ATM being there, and of course, not to mention the increase in action they will get from the new cash.
I was traveling on business and unexpectedly came to have time at a casino late at night. I quickly burned through the $300 I had on me, so I am ashamed to say, I paid a $40 fee to take a $1000 cash advance on my CC. It did not feel good, but in the end, I rationalized it was only one more lost craps bet. The other option would have been to leave the casino and try to find a bank ATM, since this was before smartphones and ATM locator apps. In the end, the $40 was probably cheaper, other than of course, just leaving early.

Always borrow money from a pessimist; They don't expect to get paid back ! Be yourself and speak your thoughts. Those who matter won't mind, and those that mind, don't matter!

MrWarmth

Can you go to the cage and get a cash withdrawal from a CC for a more reasonable fee? Assuming you have the cash in your account you could make a CC payment online right away to avoid any interest (IIRC, cash withdrawal from CC has no grace period and interest starts to accrue immediately.) https://everartist.amebaownd.com/posts/15425949.

I'm sure different folks have different experiences, but in my experience, when you withdraw from a casino ATM, it just gives you some paper which you then take to the cage for cash/chips.
The Casino Royale tip is great for on-strip, I've also found that I get as low as $3 (regardless of amount but I think up to $500, so <1%) from ATMs so long as it's with my bank. In practice, I've only done this once Downtown where my bank's ATM was just a block or so from Fremont St.
That doesn't include, of course, any charges/fees that the credit card assesses in addition to the $3.

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tringlomane

Besides, what could be better than to win a megajackpot on a slot near your house or your work? But, before considering traveling to the other side of the globe,you are advised to go to the nearest casino to discover theenvironment, the customs and habits

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